Save on Honda Fit Insurance in Philadelphia

Insurance for Honda FitHow long have you put off shopping around for more competitive Honda Fit insurance in Philadelphia? I doubt anyone looks forward to paying premiums for insurance, especially when they know they could find better prices if they shop around.

A recent study revealed that nearly 70% of customers have bought insurance from the same company for well over three years, and about 40% of consumers have never shopped around. Many consumers in Pennsylvania can save hundreds of dollars each year just by getting comparison quotes, but they think it’s difficult to find lower-cost insurance rates. Insurance companies such as State Farm and GEICO all claim big savings, bombarding you with ad campaigns and consumers find it hard to ignore the flying pigs and cute green geckos and effectively compare rates to find the best deal.

The quickest method we recommend to compare rates for Honda Fit insurance in Philadelphia is to understand most of the bigger providers provide online access to compare their rates. All you need to do is take a few minutes to give details like the make and model of your vehicles, coverage limits, whether your vehicle is owned or leased, and how much education you have. Your information is then sent to many highly-rated insurers and you will get price comparisons quickly.

To find lower cheap Honda Fit insurance rates now, click here and find out if you can get cheaper insurance in Philadelphia.

The companies in the list below have been selected to offer comparison quotes in Philadelphia, PA. If the list has multiple companies, it’s a good idea that you visit several of them to get the best price comparison.

Why do I need car insurance?

Despite the high cost of buying insurance for a Honda Fit in Philadelphia, insurance is not optional due to several reasons.

The benefits of insuring your Fit greatly outweigh the cost, especially for larger claims. As of last year, the average driver in Pennsylvania is currently overpaying as much as $820 a year so compare quotes from several companies at every policy renewal to save money.

Car insurance statistics and figures

The premium information shown next covers a range of insurance rates for Honda Fit models. Being able to understand how insurance prices are established can aid in making informed decisions.

Honda Fit Insurance Rates in Philadelphia, PA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Fit $206 $346 $284 $16 $86 $938 $78
Fit Sport $236 $346 $284 $16 $86 $968 $81
Fit Sport VSA $236 $408 $284 $16 $86 $1,030 $86
Get Your Own Customized Quote Go

Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, homeowner, and multi-policy. Premium amounts do not factor in Philadelphia location which can lower or raise premium rates greatly.

Drive safe and save

The illustration below illustrates how traffic citations and accidents can drive up Honda Fit auto insurance rates for each age group. The costs are based on a married female driver, comp and collision included, $100 deductibles, and no discounts are factored in.

Save with these price cutting discounts

Some insurance providers don’t necessarily list every policy discount in a way that’s easy to find, so the below list has a few of the more well known and also the more inconspicuous credits available to bring down your rates.Save money with discounts

Remember that most discount credits are not given to all coverage premiums. A few only apply to the cost of specific coverages such as medical payments or collision. Even though the math looks like all those discounts means the company will pay you, insurance companies wouldn’t stay in business.

The example below visualizes the comparison of Honda Fit auto insurance costs with and without discounts applied to the premium. The information is based on a female driver, no accidents or driving violations, Pennsylvania state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, multi-policy, marriage, homeowner, claim-free, and multi-car discounts applied.

The best insurance companies and some of the discounts can be found below.

When comparing rates, check with all the companies to apply every possible discount. Depending on the company, some discounts may not apply to policies in Philadelphia. To find insurance companies with the best Honda Fit insurance discounts in Philadelphia, click here to view.

Buying auto insurance from Philadelphia car insurance agents

Certain consumers would prefer to have an agent’s advice and doing so can bring peace of mind Professional agents can make sure you are properly covered and will help you if you have claims. A nice benefit of getting free rate quotes online is the fact that you can find the lowest rates and still have a local agent. Putting coverage with neighborhood agents is important especially in Philadelphia.

Insurance agency in PhiladelphiaOnce you complete this form (opens in new window), your insurance coverage information is submitted to insurance agents in Philadelphia who will return price quotes for your insurance coverage. There is no reason to leave your house since rate quotes are delivered directly to you. If you wish to get a price quote from a specific company, just search and find their rate quote page and complete a quote there.

If you want to use a local agent, it can be helpful to understand the different agency structures and how they operate. Auto insurance agents can be categorized as either independent or exclusive depending on the company they work for. Either type can handle auto insurance, but it’s important to point out how they differ since it could factor into which agent you choose.

Independent Agents

Independent agencies are not limited to a single company and that is an advantage because they can write policies through many companies and find the cheapest auto insurance rates. To move your coverage to a new company, an independent agent can move your coverage and that require little work on your part. If you need lower rates, we recommend you include price quotes from a few independent agents to have the most options to choose from.

Below are Philadelphia independent insurance agents who may be able to give you comparison quotes.

1206 E Hunting Park AvePhiladelphia, PA 19124(215) 533-9701View Map

4252 Richmond StPhiladelphia, PA 19137(215) 321-4990View Map

35 Letitia StPhiladelphia, PA 19106(215) 278-9633View Map

More Philadelphia agents

Exclusive Insurance Agents

Agents in the exclusive channel can only place business with one company and some examples include AAA, Allstate, State Farm, or Farmers Insurance. Exclusive agents cannot compare rates from other companies so always compare other rates. Exclusive agencies receive extensive training in insurance sales which helps them sell on service rather than price.

Below is a list of exclusive insurance agents in Philadelphia that are able to give price quotes.

7348 Frankford AvePhiladelphia, PA 19136(215) 333-5100View Map

326 S 19th St Ste 2Philadelphia, PA 19103(215) 772-0100View Map

716 Adams Ave Ste 8Philadelphia, PA 19124(215) 533-5550View Map

More Philadelphia agents

Finding a good car insurance agent should depend on more than just the premium amount. Before buying a policy in Philadelphia, get answers to these questions.

Once you have received good answers and low cost Honda Fit insurance quotes, it’s possible that you found an insurance agent that meets the criteria to properly service your auto insurance policy.

Auto insurance can get complicated

When selecting adequate coverage for your vehicles, there really is not a one-size-fits-all type of policy. Your needs are not the same as everyone else’s and your auto insurance should be unique as well.Auto insurance savings
These are some specific questions may help you determine if you might need an agent’s assistance.

If you can’t answer these questions but you know they apply to you, then you may want to think about talking to a licensed insurance agent. If you don’t have a local agent, take a second and complete this form or you can go here for a list of companies in your area. It is quick, free and can provide invaluable advice.

A conclusion for your insurance search

Lower-priced Honda Fit insurance in Philadelphia can be found from both online companies in addition to many Philadelphia insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some companies may not have internet price quotes and many times these regional carriers only sell coverage through independent insurance agencies.

You just learned some good ideas how you can get a better price on Honda Fit insurance in Philadelphia. The key thing to remember is the more you quote Philadelphia auto insurance, the better your comparison will be. You may even discover the most savings is with a small local company. Smaller companies may have significantly lower car insurance rates on certain market segments than the large multi-state companies such as Allstate, GEICO and Progressive.

Much more information about insurance in Pennsylvania is available below: